BLP is a specialist in the provision of building defects insurance to the residential sector and Inherent, or Latent Defects Insurance to the commercial sector.

All stakeholders can be protected including project managers, landlords, tenants, funders, contractors, builders, designers and architects, legal advisors, quantity surveyors and property consultants.

  • Each insurance policy is underwritten by an AA rated global insurer: Allianz Global Corporate & Specialty
  • A full subrogation waiver is available to the contractor and the entire professional team thereby complementing and protecting their PI covers
  • Our cover has a one off cost which does away with the need for the builder or developer to provide an annual membership fee, additional security and financial bonds
  • Full structural risk transfer from inception of the policy enables the owner / purchaser to claim directly from the policy from day one
  • Our unique policy insures the building rather than the builder or developer
  • BLP has mortgage provider acceptance from the UK's major lenders
  • We can offer bespoke full cover to meet your clients needs and enable the entire professional team to benefit
  • Claims are payable on discovery of the defect, and do not require proof of negligence
  • Additional inclusion of the whole construction team means that there is reduced exposure to collateral warranties and to approval by PI underwriters
  • The product offers up to 12 years cover for structural defects, M&E services defects and premature failure of building components including M&E items. It can be extended to include protection for loss of rental income, alternative accommodation costs and relocation

Architects

We work with you to help enhance the quality of the build. We protect your exposure and your reputation.

  • We offer you design freedom, less hurdles and restrictions than other providers
  • We have no technical manual to restrict your creativity
  • We are used to assessing modern methods of construction
  • We'll make your life easier as we understand what you are trying to do

Links

Sites you may find useful.

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Issued within 72 hours. No hidden membership or registration fees. 

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