We provide housing warranty insurance and commercial latent defects insurance.

BLP (Building LifePlans Ltd), part of the Thomas Miller Group, has been providing building defects insurance since 1999.

Our policies are underwritten by Allianz Global Corporate & Specialty, an AA rated global insurer, and are underpinned by an independent technical appraisal aimed at minimising defects right from the design stage.

Our housing warranty insurance product is a compelling alternative to the 'traditional' 10 year new home warranty solutions. Our cover has a one off cost so the builder/developer does not need to provide an annual membership fee, additional security and financial bonds. Learn more about BLP's housing warranty insurance...

Our commercial latent defects insurance product is the most comprehensive in the market: M&E cover, Component Failure, Loss of Rent and financial limits to match the exposure. All aimed to protect the investment with a single policy from one of the world's largest insurance groups. Learn more about BLP's commercial latent defects insurance...

BLP is also a leading resource for ‘whole life cost’ methodology in UK residential construction, and offers durability and maintenance assessments to facilitate the adoption of innovative and offsite manufactured systems. Learn more about BLP's consultancy services...

Wouldn't it be nice...

  • To have a single point of reference for remedying defects?
  • To do away with registration and membership fees?
  • Not to provide large sums in security for long periods?
  • Not to have a two-year defects liability period when someone has signed off your project and you've paid for cover?
  • For your homebuyers to know that they can make a direct claim to the insurer, in the unlikely event of a structural defect?
  • To do away with long delays in getting an agreed recovery for a defective build?

 You do have an alternative. Contact us to find out more:

BLP Insurance
work +44 (0) 20 7204 2424

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BLP fact file

  • Insured over £2.2bn of construction in 2013
  • Market exclusive policies underwritten by Allianz Global Corporate & Specialty SE, an AA rated global insurer
  • First party insurance cover means only proof of damage is required for claims, not proof of liability
  • Providing construction insurance since 1984, trading as Building LifePlans (BLP) since 1999
  • Unrivalled corporate knowledge and expertise in construction risk management and performance in use of buildings
  • Market leading levels of cover for single structures: commercial, residential or mixed use
BLP Insurance
work +44 (0) 20 7204 2424

Download vCard


  • BPF logo

    BLP / BPF Seminar on PRS: The critical role of councils in build-to-rent development. "Private rented sector holds key for housing shortage. Tenants will vote with their feet - but buy-in from local authorities is urgently needed to build quality private rented sector properties." Read event overview...

  • Home Performance Labelling Pilot

    HTA Design LLP and BLP Insurance have set up a joint venture to build a fully functioning comparison website capable of comparing new and existing homes against benchmark performance and ranking them according to a range of measures. Further information...

  • BLP Insurance is preferred insurer for Land Securities

    BLP Insurance secures its largest scheme with Land Securities’ Nova, Victoria development.

    BLP has secured its largest scheme to date having been appointed by Land Securities as the insurance provider for the Nova development in Victoria, London. BLP Insurance has been the preferred defects insurance provider for Land Securities on several other Land Securities schemes. Read more...

  • Testimonial 2

    ...very efficient, prompt and helpful. They have been responsive to the technicalities of each project and quick in their response with their office work. Site visits have been done on an effective and friendly basis. I would have no hesitation in recommending BLP; they are much more sensible and user friendly.

    John Griggs - John Griggs Associates

  • Butterfly

    Butterfly

    Watch our video of the 'Butterfly' low carbon design & decision tool. Calculates life cycle cost and the environmental impact of the design and components for both new build and refurbished residential buildings.

  • Testimonial 1

    We pride ourselves on providing proactive solutions within our Project Management and Quantity and Monitoring Surveying Services. We can always rely on BLP’s innovative approach to meet our clients’ demands by delivering the level of service required in today’s market place.

    Peter Vosser, Senior Partner - P.G. Vosser & Associates

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