We provide housing warranty / commercial latent defects insurance. We also offer life cycle and durability design assessments for offsite construction.

BLP (Building LifePlans Ltd), part of the Thomas Miller Group, has been providing building defects insurance since 1999.

Our policies are underwritten by Allianz Global Corporate & Specialty, an AA rated global insurer, and are underpinned by an independent technical appraisal aimed at minimising defects right from the design stage.

Our housing warranty insurance product is a compelling alternative to the 'traditional' 10 year new home warranty solutions. Our cover has a one off cost so the builder/developer does not need to provide an annual membership fee, additional security and financial bonds. Learn more about BLP's housing warranty insurance...

Our commercial latent defects insurance product is the most comprehensive in the market: M&E cover, Component Failure, Loss of Rent and financial limits to match the exposure. All aimed to protect the investment with a single policy from one of the world's largest insurance groups. Learn more about BLP's commercial latent defects insurance...

BLP is also a leading resource for ‘whole life cost’ methodology in UK residential construction, and offers durability and maintenance assessments to facilitate the adoption of innovative and offsite manufactured systems. Learn more about BLP's consultancy services...

Wouldn't it be nice...

  • To have a single point of reference for remedying defects?
  • To do away with registration and membership fees?
  • Not to provide large sums in security for long periods?
  • Not to have a two-year defects liability period when someone has signed off your project and you've paid for cover?
  • For your homebuyers to know that they can make a direct claim to the insurer, in the unlikely event of a structural defect?
  • To do away with long delays in getting an agreed recovery for a defective build?

 You do have an alternative. Contact us to find out more:

BLP Insurance
work +44 (0) 20 7204 2424

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BLP fact file

  • Insured over £4.1bn of construction in 2016
  • Market exclusive policies underwritten by Allianz Global Corporate & Specialty SE, an AA rated global insurer
  • First party insurance cover means only proof of damage is required for claims, not proof of liability
  • Providing construction insurance since 1989, trading as Building LifePlans (BLP) since 1999
  • Unrivalled corporate knowledge and expertise in construction risk management and performance in use of buildings
  • Market leading levels of cover for single structures: commercial, residential or mixed use
BLP Insurance
work +44 (0) 20 7204 2424

Download vCard


  • BLP now offers latent defects insurance in the Republic of Ireland

    BLP now offers LDI in the Republic of Ireland - BLP Insurance has worked with Marsh Ireland to offer the MARSH BUILDPROTECT latent defects insurance product for the residential and mixed use development construction sector in the Republic of Ireland. View the article

  • White Paper: 'The value of modular construction in revitalising the housing market'

    'The value of modular construction in revitalising the housing market' - Housing in Manchester is experiencing a significant turnaround but demand is not being met, presenting a major opportunity to embrace alternative methods of construction. View the White Paper

  • Benefits of housing warranty insurance

    Benefits of housing warranty insurance - This booklet explains what a warranty should cover, and the different solutions to address the needs of a changing market. View the booklet

  • White Paper: 'Drivers for sustainability in construction'

    'Drivers for sustainability in construction' - At a local, national and global level business as usual simply isn’t working when it comes to construction and the urban environment, and the cost of inaction is becoming increasingly clear. View the White Paper

  • Foundations laid for build to rent

    Foundations laid for build to rent - Kim Vernau of BLP Insurance examines the build to rent market and what support is on offer. View the article

  • White Paper: 'The role of sensors and data in the built environment'

    'The role of sensors and data in the built environment' - Ageing and inadequate infrastructure, which fails to meet our society’s changing demographics and lifestyle needs presents an increasing challenge for the future of our UK cities. View the White Paper

  • BLP Code

    BLP Code for the Sale of New Homes - CTSI Stage 2 Approved - established to ensure that best practice is followed in respect of the marketing, selling and purchase of Homes and the after sales customer care service which would include the rectification of Snagging. View the short video

  • White Paper: 'The burning platform for construction'

    'The burning platform for construction' - The UK construction industry faces irreversible decline over the next decade unless industry leaders, market participants and the government take fundamental steps right now to change how the industry works. View the White Paper

  • Testimonial 1

    We pride ourselves on providing proactive solutions within our Project Management and Quantity and Monitoring Surveying Services. We can always rely on BLP’s innovative approach to meet our clients’ demands by delivering the level of service required in today’s market place.

    Peter Vosser, Senior Partner - P.G. Vosser & Associates

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